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You cannot create an iTunes Store, App Store, or iBooks Store account without a credit card. You  – Apple Support

Posted by jpluimers on 2016/12/09

So I gave my mom an iPad. But she doesn’t have a credit card. As having one is not usual for Dutch people, especially for elderly Dutch people. Why would you need one if you can pay anything you require online with your Bank Card?

Well: from an iPad, you cannot sign in to iTunes without first adding a credit card. There is no other way. No bank account (which is very common in Europe). No iTunes voucher. No nothing. This is what you have to do:

If you’ve already created your Apple ID, you’ll need to add a payment method when you first use it to sign in to the iTunes Store, App Store, or iBooks Store. But you can optionally remove the payment method after you sign in to the store. You won’t be asked for a payment method again until you make your first purchase.

I haven’t even checked iTunes for on her PC, as iTunes is so utterly user unfriendly (for instance you cannot drag-drop music to your iPad from a folder. You need iTunes and I’d need to explain here about all sorts of clouds other than where rain comes from) that I won’t even try to teach her how to use it.

What I finally did is add my own credit card (apparently they don’t do name or address checks), then remove it.


Source: Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method – Apple Support

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